It is not only for Swiss, but also for Germans possible to receive a lightning loan with immediate payment from Switzerland. Such a loan is given without the insight into the private credit information, which can be a great advantage. This applies in particular to persons who fear entries due to negative private credit or have already experienced that they can not obtain credit in Germany – either from their principal bank or from another bank or savings bank.
If you are looking for a lightning loan with immediate payment from Switzerland, you should first make known on the Internet. You can contact a lender directly or hire a credit intermediary. Under no circumstances should you pay any initial costs. This is a sign that the lender or credit intermediary you have chosen for yourself is acting dubiously. In this case, take a break and look for serious alternatives.
The conditions for a flash loan with immediate payment from Switzerland differ in some points from the requirements for a German loan. So a faultless private credit information is not a mandatory requirement to obtain a loan. However, it is absolutely necessary to have a regular income, which can come from a worker, employee or official activity. All groups of persons with no fixed income or whose income is too low can not get a flash loan from Switzerland. An attachable income is a prerequisite to even have the chance to get a Swiss loan. This is not just for a lightning loan, but also for a loan with a normal processing time.
If your own requirements are not sufficient to receive a flash loan with immediate payment from Switzerland, you still do not have to give up the hope of obtaining a loan. You can name a second applicant or a guarantor for the loan. In addition, a Zait pledging valuable assets or monetary assets during the term of the loan would be conceivable. The value of this collateral must roughly match the value of the loan that you intend to hold.
A lightning loan with immediate payment is granted very quickly. This sometimes takes only a few seconds and rarely more than a few minutes. People who look for a flash loan with immediate payment from Switzerland usually need the money urgently, so you can not wait. This fact is taken into account by the lenders. If you decide to transfer the account, you can choose whether the money in your checking account should be credited to your house bank or to another account.
The interest on a flash loan with immediate payment from Switzerland is often higher than the interest on another bank loan. Here, on the one hand, the risk of lending is higher, as no insight into the private credit information takes place and on the other hand, a faster processing of the loan application takes place, since it is indeed a lightning loan.
After disbursement, many Swiss lenders grant their customers a payment break, which can be several weeks. Only after the end of the payment break must transfer the first credit installment. In many cases, you can also opt for a cash deposit at the post office. The rates are usually the same during the runtime. Deviations from this rule are contractually established.